This week (11th February 2013) saw the Health Secretary, Jeremy Hunt (MP), announce proposals to funding care fees for mainly the elderly, but of course include anyone that has long term care needs.
Start-up businesses would often forego opening business bank accounts and opt to use their personal bank accounts instead. Why is this so? For one, opening a separate account may mean incurring additional expenses. Another thing is that new entrepreneurs would want to reduce risks andso they want to establish their business names first before considering account options. Some are also hesitant to open business bank accounts because they think that it would be too much of a hassle to deal with the legalities associated with opening a corporate account. But should you follow in their footsteps?
The ownership of physical gold was banned in 1933 by President Theodore Roosevelt. Eleven years later at the end of WWII allied powers were finally victorious in the creation of an international monetary treaty in Bretton Woods New Hampshire. In 1944, the Bretton Woods Agreement was born where it was agreed upon to use the dollar as if it were gold by backing the dollar with real gold at 10% using a pegged value of $35.00 per ounce. The U.S. dollar also became the world’s reserve currency, allowing other central banks to hold and borrow dollars which backed their own local currencies.
Disabilities are not just hereditary or accidental. Temporary disabilities happen to professionals all the time. Such disabilities may last for 90 days or more, and may prevent the effected people from making a living. Since most people depend on their monthly income for their everyday expenses, and do not have enough savings to last them over longer periods of time, a temporary disability can cause a lot of financial troubles. This is where disability income insurance comes in.